The Federal processor determines your individual family’s ability to contribute to the cost of your education (“Expected Family Contribution” or “EFC”) using the information you provide on the FAFSA. This figure is used solely for the determination of financial need and does not represent a figure you will owe the University. The formula they apply is referred to as “Federal methodology”. After receiving your EFC from the processor, our office then subtracts that EFC from the Cost of Attendance. In essence, the formula is Cost of Attendance-EFC= Financial Need.